The Senior Credit Risk Analyst will join the global Risk Management Group, whose mandate is to manage credit risk while partnering with business stakeholders on maximizing risk-adjusted returns.
In this role, you will focus on counterparty risk and assess potential credit exposures arising from short, medium, and long-dated forward commodity contracts.
You will also proactively estimate and stress pre-settlement risks arising from volatility in market prices. You will establish relationships to be able to guide decisions within the company's values and expectations, and structure risk mitigation or risk transfer solutions.
Lastly, you will also support the Enterprise Credit Lead in making continuous progress on the RMG strategic credit priorities.
Key Accountabilities
- Performs the most complex credit risk work activities, independently managing counterparty portfolios with the highest risk exposure and/or commercial opportunity.
- Independently conducts credit related analysis and interpretation requiring a deep understanding of Credit, Accounts Receivable and Mark-to-Market practices and procedures, thorough knowledge of the risk associated to the different contracts and understanding of the sectors and commodity values underlying the transaction. Also performs industry analysis and analyzes the impact on the portfolio
- Independently handle complex issues with minimal supervision, while escalating only the most complex issues to appropriate staff
- Provide credit advice and structuring solutions to commercial team in order to optimize risk/reward on deals
- Identifies and analyzes potential sources of loss to minimize risk and estimate the potential financial consequences of a loss
- Prepare and support other analysts in the preparation and distribution of credit risk reports; and review recommended credit requests for approval consideration within delegated authority.
- Connects all business stakeholders in order to present a company voice to the counterparty and drives the business approach to managing counterparty risk
Qualifications
Minimum Qualifications
- Bachelor's degree in a related field or equivalent experience
- Ability to work in a global, matrixed company.
- Experience managing a customer portfolio with a high risk tolerance.
- Minimum of 4+ years of related work experience
Preferred Qualifications
- Master's degree or other post-secondary degrees
- Associate in Risk Management (ARM), Chartered Financial Analyst (CFA), Financial Risk Managers (FRM), or other risk management related designation/certification
- A solid front-to-back credit risk management experience in relation to commodity trading
- Complex decision-making experience
- Advanced risk analysis calculations experience
